Save Money On Insurance With A Security System

January 27, 2020 By Leave a Comment

As a homeowner, you have no doubt invested precious time and money with realtors, bankers, maybe lawyers, even architects and contractors. All in an effort to secure the home of your dreams. Now that you have it, the wallet and purse draining may seem never ending. As a first time home buyer or builder, you probably do not have all of the necessary tools and home accents of a fully functioning domicile. You’ll probably need to purchase the essentials like furniture, and appliances like a refrigerator and a washer/dryer. Needless to say, these items do not come cheap.Money-401kcalculator.org

In addition to the essential purchases, your home security is a top priority. You’ve moved in, you have the keys – well what if all of your new neighbors also have keys? It’s not uncommon for neighbors to exchange a set of keys, and since you don’t know the neighbors yet, changing your locks should be step number one. In fact, according to Zillow.com you should assume that, “everyone and his brother has a set of keys to your new home.”

Realizing your home is potentially compromised, you change your locks. Great! You’ve taken the first step in protecting what matters most. However, a simple lock and key may not cut it when it comes to home security. Having a comprehensive security system installed will not only help prevent catastrophe, it could save you money. If you’re considering a home security system, be sure to hire a licensed and insured specialist like Perfect Connections, Inc. Here at Perfect Connections, Inc. we can guide you through the subtle nuances of a comprehensive security system from customizing features to final installation.

How can a security system SAVE you money?

Besides the more obvious savings that come with a security system, like fire and burglary prevention, you can actually save on your homeowners insurance. Wait, insurance companies offer discounts? Yes they do! In all likelihood, during the process of buying your home you’ve signed for a home insurance policy. Most mortgage lenders won’t let you sign for a house until you have an insurance policy in place, or are working on obtaining one. According to Peter G. Miller for realtor.com, even if you own the house outright, sans mortgage, insurance is still a smart investment as it will help protect you and your family from financial disaster if something were to happen to your home.

Insurance Definition-Alan CleaverJust how much can you save by installing a security system? The answer to this question varies, it all depends on your insurance provider and the state you reside in. Although each company has a different policy, the average savings can be up to 20% (Erin Raub for safesoundfamily.com). Each company will likely have different discount/credit or premium reduction qualifications. Your best bet is to call your policy provider and ask specific questions, especially if you’re at the beginning stages of choosing a security system. There will be different discounts for various security features. For example, your discount/credit will be less if you only have local fire alarms and dead bolts versus a comprehensive monitored alarm system. Nick DiUlio for insurancequotes.com references Michael Barry from the Insurance Information Institute, citing that, “homeowners typically can expect discounts of at least 5 percent for smoke detectors, burglar alarms or deadbolt locks. For more advanced alarm systems that report directly to a police station, fire department or other monitoring stations,some companies may cut premiums by as much as 15 percent or 20 percent.” This type of discount may also be available to renters.

Here is a list (in no particular order) of some insurance companies that offer home security discounts/credits:

Aside from the cost of a security system, and the installation, you will be paying a monthly monitoring fee which can range anywhere from $25-50. Over the span of a year this will cost you between $300-600. How does this compare with the cost of insurance? According to homesecuritysystems.info the average homeowner will spend between $1,200-1,500/year on insurance premiums. If your insurer offers a discount on the high end, up to 20%, you could save up to $300/year. Keep in mind the fact that every time you make a claim, your premium is likely to go up. Installing a security system can help you avoid having to make claims by protecting your home and its contents.

As long as you own your security system, you will save money on insurance. Even if the initial cost of a security system may seem substantial, it typically ends up paying off in the end. Whether it’s preventing an attempted burglary or lowering your yearly insurance costs, a security system is a sound investment.

For more information on security systems and their features go to Perfect Connections, Inc. We’ve been providing security systems solutions to Central and Northern New Jersey since 1992. Needless to say, we know a thing or two about home security applications, and their benefits.

If you live in Central or Northern New Jersey and would like information on any of the topics discussed above, please call 800-369-3962 or simply CLICK HERE.

Image Credits: Image #1 by 401kcalculator.org-Flickr-Creative Commons, Image #2 by Alan Cleaver-Flickr-Creative Commons

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What’s The Best Way To Store Your Footage?

January 20, 2020 By Leave a Comment

Surveillance playSAN-Dennis van Zuijlekoms a vital role in any comprehensive security system. It helps authorities catch criminals and provides helpful insight into your business operations by collecting and analyzing data on a daily basis. Where and how is all of this visual and analytical data being “collected?” That is the ever pressing question for system integrators and end-users alike. Storing surveillance data can be as important to the efficiency of your security system as having the surveillance equipment itself. We are catapulting ourselves into the future with the constant evolution of technology in all aspects of life including security system components, and surveillance storage solutions are no exception, but not all are created equal.

At Perfect Connections, Inc. our licensed integrators are dedicated to providing comprehensive security system solutions that protect people and property. We have been installing security systems at business facilities throughout northern and central New Jersey for over 25 years. Our team designs system solutions that meet the needs specific to your organization. Surveillance storage is a security system component that will vary project to project and should be treated with an individualized approach.

In the not so distant past, video recordings weren’t as advanced as they are today in terms of image resolution, clarity, and noise distortion. Recordings would often be deemed unusable due to their lack of clarity and they would typically be discarded freeing up storage space for new recordings. Today, with the advent of IP cameras (internet protocol) and more advanced camera technology the recordings have become critical data sources that are considered valuable. This means more and more end-users are interested in keeping recorded data for longer periods of time. The obvious consequence is the need for more storage space.

There are many factors that affect what kind of surveillance storage solutions can and should be implemented at a facility. The size of the project, existing infrastructure, and client budget are all critical determinants as to what type of storage should be implemented. The camera type, camera quantity, compression standards, frame rates, motion detection, desired length of storage, and overall estimate of desired resolution all should be taken into account as well.

When it comes to storing surveillance data it is paramount that the integrity of the footage is not lost. Traditionally surveillance footage would be stored on a DVR (digital video recorder), but it’s limitations within a networked system make it less than ideal. With so much of the surveillance world developing around IP and network solutions it’s only natural that network storage solutions should arise. NAS (network attached storage), SAN (storage area network), and DAS (direct attached storage) are all potential methods for storing surveillance data. All have different installation requirements. Some may call for extensive cabling and a large closet to store servers, but it all depends on the size and type of project. According to Justin Schorn, vice president of product management for Aimetis, “The critical decision is choosing between a storage area networks (SAN) and network attached storage (NAS).”

The different storage devices vary in how they present information to the user and how data is accessed. The NAS devices present data in a “file system” same with DAS, whereas SAN is presented in what is referred to as “block storage.” DAS and NAS either attach directly to an existing network or the NVR (network video recorder). SAN is essentially an extension of a DAS, but provides a higher storage capacity.

DAS is typically implemented in situations when expansion is not an option, the system performance requisites are static, and shared access is not necessary. The reason being is DAS devices are limited to singular DVR or NVR applications. SAN solutions are typically used in larger camera applications that may later require scalable options. According to Lee Caswell, founder and chief marketing officer at Pivot3, “Many archivers can share the storage and the SAN platform introduces more reliability over NVR/DVR systems because there is no single point of failure.” Common applications for SAN storage include airports, casinos, and prisons.

NAS devices are typically used in smaller surveillance applications as its performance isn’t as robust as SAN. One of the advantages to NAS solutions is data can be easily accessed by anyone on the same protected network. Lee says, “The advantage of the file system on the NAS platform is that it is easier to support a hybrid storage case as some storage occurs locally on self-contained NVRs/DVRs and extended storage is sent to a specific file on the NAS.”

An additional option is to store your footage in the cloud – with a system like Eagle Eye cameras, you don’t have to worry about running out of storage space, or if your storage device is damaged or stolen. And just like traditional NVR/DVRs, your footage is accessible to you from any mobile device or computer.

Keeping high quality recorded data for longer periods of time can help local authorities with investigations and it can provide insight into your business that you otherwise wouldn’t observe. While storing recorded footage from your surveillance system is critical to your overall security, it’s important to remember that the type of storage necessary will vary depending on the project parameters. It is imperative to work with a licensed security system integrator to help evaluate security risks, the quantity of cameras needed, and how a surveillance storage system can be implemented to meet your requirements. At Perfect Connections, Inc. we are committed to providing security systems that suit your specific needs. We have been designing and installing comprehensive security systems at businesses throughout northern and central New Jersey since 1992.

If you live or run a business in Central or Northern New Jersey and would like information on any of the topics discussed above, please call 800-369-3962 or simply CLICK HERE.

Image Credit: Image by Dennis van Zuijlekom-Flickr-Creative Commons

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The Most Common Way For A Burglar To Break Into Your Home

January 13, 2020 By Leave a Comment

home-alone-marv & harryWhen you’re a homeowner one of your top priorities is ensuring the safety of your home. Your home is what protects you and your family. Nobody wants to deal with a home break-in but they are a sad reality in our everyday lives. Fortunately there are many ways you can safeguard your home from such devastation. The best way to deter crime is to be prepared for it. If you want to prevent a home invasion you must first understand when and how burglars are likely to attempt them. At Perfect Connections, Inc. our team of highly skilled professionals can assess the security risks specific to your home to help you avoid break-ins and other disasters. We have been providing security system services to homes throughout northern and central New Jersey for over 25 years. Our experts assess the security risks of an individual home and come up with a customized security system solution to fit its specific needs.

What are some of the most common break-in methods used by criminals? Have you ever heard of the path of least resistance? That’s usually the route they will take when it comes to breaking into homes. There are many factors that can make their job easier, and you might be unknowingly aiding their attempts. Leaving windows and doors unlocked or open are a surprisingly common way burglars get into homes. In fact 30 percent of burglars enter homes without having to use force. Spare keys left in indiscrete locations are another favorite of the home invader. It’s tempting to have a spare key for family members or friends, but if you’re going to do so don’t leave it under the door mat or in other obvious and easily accessed spots.

Some crooks will walk right up to your front door, ring the bell, and if you answer they will pretend to be selling something. They’ll probably make up a bogus story about who they work for. Whatever you do, do not let them in and ask for identification or find the company number to call and verify their identity. Do not use a number they provide as it could be a ruse. When they’re putting on this act they’re trying to get a better view into your home to see if you might have a security system and what goodies they might come back for.

Sometimes criminals will ring the doorbell and if no one answers they might go to the back of the house to try to enter through a back door or window. Even if the doors and windows are locked burglars often carry tools like crowbars to aid their break-ins. However, if it takes them longer than a minute to get in they’ll likely move on to the next target. The harder you can make it for someone to break-in the better.

How can you make it harder or less appealing for criminals to break-in to your home? One of the best lines of defense is installing a comprehensive home security system. Burglars are less likely to attempt a break-in if the targeted house has a security system, it gives them less time to escape and a higher chance of being caught. In fact 90 percent of convicted burglars said they would avoid homes with alarm systems. Keeping vegetation trimmed is important in preventing a break-in. Burglars often use unkempt bushes, trees, or flora close to the home as hiding spots where they can sit and wait for an opportune moment.

Lighting is a great deterrent as well. Motion activated exterior lights are helpful because they somewhat eliminate the sneaky element by exposing whatever moves in their path. Using light timers or home automation to control your interior lights will help prevent an intruder from attempting a break-in. It’ll help create the illusion that someone is home even if they aren’t and burglars tend to avoid break-in attempts if someone is there. Installing deadbolts is another way to at least slow down an attempted break-in. Having a single door knob lock leaves you vulnerable to thieves who use things like bump keys. Bump keys are essentially master keys used by locks smiths, they can supposedly open up to 90 percent of traditional locks.

With a burglary occurring every 15 seconds in the United States, you can never be too cautious when it comes to protecting your home. At Perfect Connections, Inc. our experts provide customized comprehensive security systems that fit your specific needs. It’s not just about protecting the physical property, it’s about protecting that peace of mind that is so hard to get back after a break-in. Don’t fall victim to the mentality that it could never happen in your neighborhood, no community is immune. Instead be prepared and don’t be a victim.

If you own a home in Central or Northern New Jersey and would like information on any of the topics discussed above, please call 800-369-3962 or simply CLICK HERE.

Image Credit: Image by Dexter Company-Google-Creative Commons

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Why Inspecting and Maintaining Your Fire Alarm Is Vital To Protecting Your Business

January 6, 2020 By Leave a Comment

Fire Strobe-Alfonso PierantonioFire is an unpredictable force that can wreak havoc on any business. It is imperative as a business owner, facility manager, or building owner that the proper precautions are in place to help prevent catastrophe. The NFPA (National Fire Protection Association) is a leading advocate in fire prevention and safety. They’ve written numerous codes and standards that have been implemented nationwide. These standards are designed to help reduce the risk and effects of fire. In combination with local regulations, NFPA codes and regulations are what system integrators and contractors have to follow in order to pass inspection from local authorities.

While you no doubt have some sort of fire detection and/or suppression system in operation it’s important to maintain it in accordance with national and local requirements. As a security systems integrator, our team at Perfect Connections, Inc. has been installing fire alarm systems in business facilities throughout northern and central New Jersey for over 25 years. We specialize in comprehensive security systems that include fire alarms as a major component to a fully functioning system. We do offer maintenance and service contracts helping you preserve a system that will continue to pass annual inspections and work efficiently in the event of a fire.

What goes into fire alarm maintenance? First off, unless you or your staff is trained and licensed, you must hire a licensed technician. This will help avoid accidentally setting off any false alarms which can result in substantial fines. A common starting point, whether the system is fairly new or if you moved into a space with an existing system, is to find out the systems age and maintenance history. The age of a fire alarm system will help determine whether or not components need to be replaced and what type of maintenance might be required.

According to Mike Lohr, director of service marketing for SimplexGrinnell LP, “Systems between five and ten years old may experience component breakdown caused by harsh, but normal, environmental factors. Voltage fluctuations, temperature, and humidity may cause system failure or nuisance alarm problems.” He notes that systems between 5-10 and 10-15 years can provide adequate “life-safety” responses, but those within the 10-15 year marks should be watched carefully. This is even more important if you have a shoddy record of maintenance history as it could have been poorly taken care of in the past.

Aside from knowing the age of your system you have to take any specific regulations the local authority having jurisdiction (AHJ) might have into consideration. While the NFPA provides codes and standards for the nation, the AHJ will likely have their own set of rules that are specific to the area they preside. This means that even if your system meets NFPA standards it may not pass local inspection because of AHJ specifications. For this reason it is imperative to hire experts that are licensed and educated not only in maintenance specific to your system, but national and local requirements as well.

In most cases fire alarm systems must be inspected at least once a year. Some may require a more frequent assessment. It really all depends on the type of business. During an inspection all components of the system will be tested so if something is not functioning properly, it will likely be taken care of at that time. Before an inspection you should notify the building occupants as the alarms will be tested and it gets noisy. Your alarm system company is the one who should contact the alarm monitoring station and local authorities in advance to avoid false emergencies.

Maintaining a functional fire alarm system is key to preventing potential catastrophe. It helps protect not only the physicality of your business, but everything that goes into running your business, i.e. you, your employees, company records, and equipment. If you ever consider cutting corners when it comes to fire alarm maintenance carefully consider the extent of what it might cost you if you do.

While as a business owner you may not need to know all the fine details of what goes into fire alarm maintenance, it is important to have a basic understanding of what you can expect when the time comes. For further information on fire alarm maintenance and inspections check out our related blog post HERE. If you run a business in northern or central New Jersey do not hesitate to call on our licensed technicians at Perfect Connections, Inc.. We have been providing comprehensive security system solutions including fire alarm installation and maintenance since 1992.

If you live or run a business in Central or Northern New Jersey and would like information on any of the topics discussed above, please call 800-369-3962 or simply CLICK HERE.

Image Credit: Image by Alfonso Pierantonio-Flickr-Creative Commons

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